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auto loan jargon terms and definitions in vehicle financing : Most of these terms will be used on traditional and second chance car financing contracts and are used to cover events such as non-repayment of an auto loan. Default (Default Account) This is a failure to repay the auto loan as listed in your contract.Car Loan Glossary Learn everything you ever wanted to know about car loans and auto refinance. We know some terms can be confusing, so we’ve put together a useful car loan glossary to better help you understand the industry language.Below you'll find some of the most common auto loan terms in the industry. Please understand this glossary is meant to help you better understand certain auto loan terms, but it isn't an all-encompassing list.For more details specific to your car-buying experience, speak with your dealership, bank or credit union, or other financial lender.Auto Loan Glossary; Auto Loan Glossary. Print A - D E - L M - R S - Z. Annual Percentage Rate (APR) The cost of a loan, including the interest rate and other loan fees, calculated for a year (annualized) and expressed as a percentage of the loan amount. ... Before or at the end of your lease term, you can purchase your leased vehicle according ...A glossary of car loan terms and jargon explained in plain english so that you'll know exactly what the salesperson is saying to you.Common Car Loan Terms. Car Loan Glossary. Let’s face it, shopping for a new car can be very exciting, but shopping for a car loan can be stressful and in many cases confusing. Having a good understanding of common terms used in car loans can help lessen your anxiety and make you feel confident about your financial decision. While there are ...Don't get thrown off by fancy terms when looking into an auto loan or bad credit car loan. Our auto finance glossary lists the most common terms used. Don't get thrown off by fancy terms when looking into an auto loan or bad credit car loan. Our auto finance glossary lists the most common terms used.Loan Term. Your loan term represents the length of your loan. As mentioned above, the average loan term for a new car was 68 months or more than 5 ½ years in early 2016. While a longer loan term can help you secure a lower monthly payment, you’ll end up paying more interest over time.Alphabetical Glossary of Automotive Terms. ... An auto industry term that encompasses all methods by which manufacturers attempt to stimulate vehicle sales and leases by reducing the net cost to ...Financing Glossary, Cars, Edmunds.com. Down Payment: When someone buys a car, and finances it through the dealership, they are usually required to make a down payment of cash.
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