Loan Application Reasons

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Posted on November 20, 2018 at 05:48 AM



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Five Reasons Lenders May Deny Your Home Loan Application
Five Reasons Lenders May Deny Your Home Loan Application. There are many reasons why a home loan application might be denied. If you seek an FHA home loan, credit requirements and other rules may be more forgiving of past credit mistakes, but lender standards and other factors do mean the borrower is held to certain minimums for FICO scores, debt ratios, and other financial qualifications.
7 Reasons Why Lenders Decline Your Loan Application ...
The amount of debt you currently have will also play a role in getting approved for a loan. According to the Consumer Financial Protection Bureau (CFPB), your debt should not be more than 43% of your income. Once you pass that ratio, lenders are likely to deny your loan application. A good DTI is between 30% and 36%.
8 Good Reasons to Get a Personal Loan | LendingTree
Reasons to get a personal loan include saving on interest and being able to use your loan proceeds for nearly any purpose, among others. Take a look at these eight good reasons to get a personal loan and get a better understanding on how they work. Compare Personal Loans to Other Borrowing Options

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